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AI-powered personal finance

Intelligence for your finances

Focus: Finance connects your bank accounts, categorizes every transaction with AI, and turns your money into clear, real-time insights. Expenses, income, debts, budgets and goals — all in one secure place.

Web app, with a connected desktop app for macOS. Sign in to link your accounts and get started.

How it works

How it works

Connect your accounts

Securely link your bank accounts and credit cards in a few clicks through Plaid.

Let the AI do the sorting

Transactions flow in and get categorized automatically, building an organized picture of your finances.

See the full picture

Open your dashboard anytime to track budgets, debts and goals and understand where your money goes.

Features

What you get

Connect your bank securely

Link your accounts through Plaid, which supports thousands of banks and credit unions. Your transactions sync automatically so you never type them in by hand.

AI categorizes every transaction

Each transaction is sorted into the right category automatically, so your spending organizes itself as money moves in and out.

Real-time dashboards

Live charts and reports update as your data changes, giving you an at-a-glance view of where your money is going.

Track spending, income, debt and budgets

Manage recurring expenses, multiple income sources, debt payoff schedules, and budgets with intelligent recommendations — and set savings goals you can watch progress toward.

Import and reconcile with ease

Bulk-import transactions from CSV with duplicate detection, and keep recurring expenses and income tracked without the busywork.

Bank-level security

Your data is protected with encryption and secure authentication. Credentials are handled through Plaid, so Focus: Finance never stores your bank passwords.

FAQ

Questions, answered

Is it safe to connect my bank?

Yes. Bank connections run through Plaid, a trusted service used across the financial industry. Focus: Finance never sees or stores your bank login, and your data is encrypted.

Which banks are supported?

Plaid supports thousands of financial institutions across the United States, including major banks, credit unions, and credit card issuers.

What can I track?

Expenses, income, debts, budgets, and savings goals. You can tag and categorize transactions, manage recurring items, and generate reports across all your accounts.

How does the AI categorization work?

As transactions sync in, Focus: Finance automatically assigns each one a category so your spending is organized without manual sorting. You can always adjust a category yourself.

Can I import transactions from a file?

Yes. You can bulk-import transactions from a CSV file, and built-in duplicate detection keeps your records clean.

Is there a desktop app?

Focus: Finance is a web app with a connected desktop experience for macOS, so you can manage your money from the browser or the desktop.

Take control of your money

Connect your accounts and get a clear, intelligent view of your finances in minutes.

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